Re Engineering
Monopsony and the Low Wage Puzzle

The problem with wages We’re into the tenth year of recovery since the Great Recession. From an investor’s point of view, things couldn’t be much better. We’ve experienced years of record earnings, profits, and market advances while forecasts are encouraging for the near future. On the other hand,...

Race to the Bottom

For investment managers, there are two classic approaches.  First, there are active managers who argue, “I’m willing to risk underperformance because I think I can beat the market.”  Second, there are passive managers who argue, “I can’t beat the market, but I can match its performance perfectly.”  Let’s...

Discrimination vs Diversity and Inclusion

Sometimes we get caught up in our own jargon and this may be one of those times for me. A couple people I have spoken to have confused discrimination, and diversity and inclusion. This is my fault. Here I describe the very important distinction when it comes to corporate retirement

The 15 Minute Benefits Call: Eric Paley

Eric Paley of Nixon Peabody join Westminster on the 15 Minute Benefits Call to discuss recommendations for changes in both the plan document and summary plan description to protect plan sponsors.

Cybersecurity Risk Assessment Best Practices

Large data breaches have become fairly common, and cybersecurity is at or near the top of most companies’ risk registers. New ransomware and malware variations continue to emerge, and phishing schemes are becoming infinitely more sophisticated. Regulators both domestically and internationally have responded...


Promoting a Culture of Fiduciary Responsibility

Westminster Consulting is committed to promoting a culture of fiduciary responsibility. We provide comprehensive fiduciary and investment advice to plan sponsors and investment fiduciaries. We provide them with the information, tools and confidence to better navigate the demanding and changing regulatory landscape around qualified plans.