Re Engineering
Index Wars

Passive Investment Selection It is no surprise passive investment managers – those that recreate stock market or bond indices as an available investment – have been taking market share aware from active investment managers.  Index-based mutual funds have reached $6 trillion while index-based ETFs are...

A Dubious Honor

This weekend, the shutdown over the proposed border wall became the longest Federal shutdown in history.  …We’re number one?  Hooray?  This is not a good thing.  But we still are unsure of how bad it really is.    A few weeks ago, we suggested using an estimated loss of GDP growth per week that,...

Did You Just Say That out Loud?

Single Working mothers are saving less than anyone else for retirement. Unfortunately and astoundingly when I raise this people will say, “Well they really cant afford to save for retirement.” Really?! I’m sorry but that’s just not acceptable.

15 Minute Benefits Call - James Bristol

James B. Bristol, an employee benefits and ERISA attorney at Waller will discuss managing aspects of expense of employee health benefits. Topics to be covered include, self-funded plan structure, plan design, wellness, and health plan administration.

COBRA Open Enrollment? It's a Thing. Honest.

So, you think you have COBRA under control.   Then, you hear a whisper at Aunt Sally’s holiday party,  “I just got my COBRA Open Enrollment packet.” “COBRA Open Enrollment packet?” [Long pause….]  “Ummm….what?” You heard right. COBRA participants have the right to a COBRA Open Enrollment period. What...


Promoting a Culture of Fiduciary Responsibility

Westminster Consulting is committed to promoting a culture of fiduciary responsibility. We provide comprehensive fiduciary and investment advice to plan sponsors and investment fiduciaries. We provide them with the information, tools and confidence to better navigate the demanding and changing regulatory landscape around qualified plans.