Do you understand all the benefits that are offered by your business? Are you a plan sponsor that wants to increase your offerings to your employees but don’t know how make the right changes to benefit them? Well this issue of the magazine is for you. In this issue, we strive to give you the most up-to-date information on employee benefits – what benefits are becoming more popular and the best ways to use certain benefits. As always, the contributors to this issue are some of the best and brightest minds in the employee benefits field. Every one of them has expert experience on the topic they have covered. We hope that in this issue we have given you the knowledge to understand the world of employee benefits better.